{"id":111463,"date":"2025-09-15T15:55:18","date_gmt":"2025-09-15T19:55:18","guid":{"rendered":"https:\/\/gracechristian.edu\/?p=111463"},"modified":"2025-09-21T19:50:05","modified_gmt":"2025-09-21T23:50:05","slug":"2025-year-end-giving-deadlines","status":"publish","type":"post","link":"https:\/\/gracechristian.edu\/blog\/2025-year-end-giving-deadlines\/","title":{"rendered":"2025 Year-End Giving Deadlines","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"

We thought it might be helpful to provide the following upcoming key dates for your charitable giving before midnight on December 31.<\/span><\/i><\/p>\n

Your year-end gifts are critical in helping Grace Christian University continue graduating courageous ambassadors for Christ who make an eternal impact wherever they go. Every gift, whether it’s from your IRA (QCD, RMD, or straight gift), stock transfer, or charitable annuity, directly strengthens scholarships, supports affordable pathways through Vision 2025, and ensures that students are equipped to learn, grow, and serve.<\/span><\/i><\/p>\n

Thank you for considering Grace in your year-end plans.<\/span><\/i><\/p>\n

IRAs<\/b><\/h3>\n

\"IRA-Gift<\/p>\n

If you would like to make a Qualified Charitable Distribution (QCD) from your IRA, you will need to submit a QCD request to your IRA custodian. The check or electronic transfer must be made payable to Grace Christian University<\/a> and sent directly to our office.<\/span><\/p>\n

According to many of our friends who work as financial advisors,<\/span> PLEASE consider making these decisions in October or November if possible<\/span> in order to avoid the year-end rush. It takes a certain amount of time for the financial houses to clear, report, file, and process your request. <\/span>Please allow sufficient time for them to process before December 31.<\/span><\/p>\n

Also, gifts directly from your IRA are usually the most tax advantageous to donors. These gifts allow you to make the maximum contribution while avoiding the taxes on appreciated gains. Your tax advisor or financial advisor can answer specific questions.\u00a0<\/span><\/p>\n

Physical Stock Certificates<\/b><\/h3>\n

If you want to make a gift of stock, please contact our Development Office for the most effective ways to gift these securities. Typically we provide you with the name of our broker, their contact information, and our tax identification number. <\/span>It is always helpful and greatly appreciated <\/b>if you make a donation of stock and inform the Advancement Office\/Pete Tilden of the <\/span>stock name, number of shares, and price;<\/span> this allows us to confirm with our broker when the gift is deposited. Gifts of stock are sometimes received by the broker with little to no information regarding who they are for, where they came from, and how they are to be used; the more information, the better.<\/span><\/p>\n

Real Estate Gifts \u2013 November 28<\/b><\/h3>\n

Any real estate gift requiring a Phase 1 Environmental Site Assessment must be initiated with Grace Christian University by this date.<\/span><\/p>\n

Proprietary Mutual Funds \u2013 December 2<\/b><\/h3>\n

All proprietary mutual fund transfers must be initiated by this date.<\/span><\/p>\n

New Separately Managed Accounts (SMAs) \u2013 December 5<\/b><\/h3>\n

Any new SMAs (Grace fund assets separately managed by an advisor) must be set up by this date.<\/span><\/p>\n

Complex Gifts \u2013 December 12<\/b><\/h3>\n

\"\"<\/p>\n

We know that life can be very complicated. Grace has an ongoing relationship with the Barnabas Foundation to help with some of those complicated \u201csituations.\u201d The Barnabas Foundation<\/a> is an organization founded on helping Christians maximize their giving while minimizing their tax footprint. We have a limited number of hours available to donors who may have a \u201ccomplicated financial situation\u201d and could use some advice. If you think your situation would benefit from some time with a trained lawyer who works for the Barnabas Foundation, please contact me, Pete Tilden, at 616.294.6668 or email me at <\/span>ptilden@gracechristian.edu<\/span>.\u00a0<\/span><\/p>\n

\u00a0<\/span>Grants to Charities \u2013 December 15<\/b><\/h3>\n

Grant requests to approved charities must be submitted by this date if you would like a check mailed by year-end. (Note: grants do not need to be issued by December 31 for tax purposes.)\u00a0<\/span><\/p>\n

Cash Gifts \u2013 December 31<\/b><\/h3>\n

Physical checks must be postmarked by USPS no later than December 31. Cash and wire transfers must also be received in Grace\u2019s account by this date.<\/span><\/p>\n

Charitable Gift Annuities (CGAs) \u2013 December 31<\/b><\/h3>\n

Applications for CGAs, along with physical checks, must be dated and postmarked by USPS by December 31. A CGA illustration must be completed beforehand.<\/span><\/p>\n

Publicly Traded Securities or E-Checks \u2013 December 31<\/b><\/h3>\n

All stock and mutual fund transfers should be initiated with the broker by this date. E-checks must also be initiated by this date. After December 15, consider a physical check or wire transfer to ensure timely receipt.<\/span><\/p>\n

Note: USPS may experience delivery delays. If your gift is sent via USPS, your receipt will reflect the postmarked date. For FedEx or UPS, the receipt date will be when Grace receives the gift.<\/span><\/p>\n

For giving forms and detailed instructions, contact:<\/span><\/i>
\n<\/span><\/i>Pete Tilden<\/i><\/b>
\n<\/i><\/b>Chief Development Officer<\/span><\/i>
\n<\/span><\/i>(616) 298-077<\/span><\/i><\/p>\n

Thank you for making an eternal difference through your year-end gift to Grace Christian University.<\/span><\/i><\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"

We thought it might be helpful to provide the following upcoming key dates for your charitable giving before midnight on December 31. Your year-end gifts are critical in helping Grace […]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":6,"featured_media":111480,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[145],"tags":[],"dipi_cpt_category":[],"class_list":["post-111463","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wise-stewardship"],"acf":[],"yoast_head":"\n2025 Year-End Giving Deadlines - Grace Christian University<\/title>\n<meta name=\"description\" content=\"We thought it might be helpful to provide the following upcoming key dates for your charitable giving before midnight on December 31.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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