{"id":110882,"date":"2025-05-14T12:01:04","date_gmt":"2025-05-14T16:01:04","guid":{"rendered":"https:\/\/gracechristian.edu\/?p=110882"},"modified":"2025-05-14T12:01:04","modified_gmt":"2025-05-14T16:01:04","slug":"5-ways-to-maximize-your-giving","status":"publish","type":"post","link":"https:\/\/gracechristian.edu\/blog\/5-ways-to-maximize-your-giving\/","title":{"rendered":"5 Ways to Maximize Your Giving","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"<h2 data-start=\"160\" data-end=\"195\">Savvy Ways to Stretch Your Giving<\/h2>\n<p class=\"\" data-start=\"95\" data-end=\"243\">Whether you&#8217;re shopping, investing, or donating, you&#8217;re always looking to make the most of every dollar.<br data-start=\"199\" data-end=\"202\" \/>To you, it just makes cents&#8230; er, sense!<\/p>\n<p class=\"\" data-start=\"245\" data-end=\"427\">If you&#8217;re looking for a few creative ways to maximize your giving and stretch your support even further, here are five smart strategies for giving to Grace Christian University:<\/p>\n<h3>1. Donate Appreciated Stock<\/h3>\n<p class=\"\" data-start=\"535\" data-end=\"709\">Held on to a stock for over a year? Donating it can give you a double tax break. You&#8217;ll get a deduction for its current market value\u2014and skip out on paying capital gains tax.<\/p>\n<h3 data-start=\"711\" data-end=\"736\">2. Gift Real Estate<\/h3>\n<p class=\"\" data-start=\"737\" data-end=\"940\">Own property that\u2019s appreciated in value and no longer serves your needs? Donating it (or even a portion of it) before selling can help you avoid capital gains tax and qualify for a charitable deduction.<\/p>\n<h3 class=\"\" data-start=\"942\" data-end=\"972\">3. Give Through Your IRA<\/h3>\n<p class=\"\" data-start=\"973\" data-end=\"1196\">If you&#8217;re 70\u00bd or older, you can donate directly from your <a href=\"https:\/\/www.irs.gov\/retirement-plans\/individual-retirement-arrangements-iras\">IRA<\/a>\u2014up to just over $100,000 annually (adjusted for inflation)\u2014without it counting as taxable income. Plus, these gifts go toward your required minimum distribution.<\/p>\n<h3 class=\"\" data-start=\"1198\" data-end=\"1241\">4. Share Farm Equipment &amp; Commodities<\/h3>\n<p class=\"\" data-start=\"1242\" data-end=\"1469\">If you&#8217;re a farmer, you might benefit from donating equipment or unsold commodities\u2014grains, produce, livestock\u2014before they hit the market. This can reduce your taxable income and, in some cases, let you deduct production costs.<\/p>\n<h3 class=\"\" data-start=\"1471\" data-end=\"1503\">5. Make a Life Income Gift<\/h3>\n<p class=\"\" data-start=\"1504\" data-end=\"1757\">Want to give generously but still need steady income? A life income gift lets you donate assets now and receive regular payments for life. Later, the remaining gift helps <a href=\"https:\/\/gracechristian.edu\">Grace Christian University<\/a> continue to graduate courageous ambassadors for Christ.<\/p>\n<h3 class=\"\" data-start=\"1764\" data-end=\"1778\">Let\u2019s Talk<\/h3>\n<p class=\"\" data-start=\"1780\" data-end=\"2009\">Curious about how to make your giving go further?<br data-start=\"1829\" data-end=\"1832\" \/>Reach out to Pete Tilden at <strong data-start=\"1860\" data-end=\"1878\">(616) 298-0771<\/strong> or send him an email at <b>ptilden@gracechristian.edu<\/b>.<br data-start=\"1935\" data-end=\"1938\" \/>We\u2019d love to help you find a giving strategy that\u2019s just right for you.<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"<p>Savvy Ways to Stretch Your Giving Whether you&#8217;re shopping, investing, or donating, you&#8217;re always looking to make the most of every dollar.To you, it just makes cents&#8230; er, sense! If [&hellip;]<\/p>\n","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":6,"featured_media":110891,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[145],"tags":[],"dipi_cpt_category":[],"class_list":["post-110882","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wise-stewardship"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>5 Ways to Maximize Your Giving - Grace Christian University<\/title>\n<meta name=\"description\" content=\"If you&#039;re looking for a few creative ways to maximize your giving and stretch your support even further, here are five smart strategies.\" \/>\n<meta name=\"robots\" content=\"index, follow, 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